Aadhaar Card No Guarantee Loan: In today’s time, we may need a loan at any time. Many businesses have been affected post-COVID. The government has launched the Pradhan Mantri Svanidhi Loan Scheme to provide financial support to all these affected businesses. It aims to make small traders, drivers, etc. self-reliant. Under this scheme, the government is providing loans without any guarantee with the help of Aadhaar KYC.
But keeping in mind that small businesses face many problems in getting loans, the government has launched the Pradhan Mantri Svanidhi Loan Scheme under which loans are given to small traders and willing drivers.
If you also want a loan without guarantee, then you can take a loan from this loan scheme through Aadhaar card. How to get a loan from Aadhaar card without guarantee? And how can you apply for it? You will get all the information in this article. So if you want to get a loan through Aadhaar card without guarantee, then you must read this article till the end.
How much loan can be taken from Aadhaar card without guarantee?
Under the Pradhan Mantri Svanidhi Yojana, loans are being provided without guarantee to small traders, willing drivers doing roadside traders. From here you can get a loan on Aadhaar card KYC. With this loan scheme, you can get a loan of 10 thousand to 50 thousand rupees.
Initially, you get a loan of Rs 10 thousand under this scheme, after which you can get a loan of Rs 20 thousand. After repaying a loan of 20 thousand, you can get a loan of up to 50 thousand rupees. Apart from this, you can repay the loan amount in 12 months.
Aadhaar card no guarantee loan benefit
- You can get a loan of 10 thousand to 50 thousand rupees from the Pradhan Mantri Svanidhi Yojana run by the central government.
- If you repay the loan on time, you will get a 7% interest subsidy here.
- No security is required here for the applicant to get the loan.
- You can repay the loan amount in 12 months.
- And there is no penalty of any kind in this loan scheme.
Who will get a loan without guarantee?
- Vegetable seller
- Toy seller
- Ferry people
- Ready driver selling food
- Ready driver
- Street vendor
