SBI Fixed Deposit: Amrit Kalash Scheme – Is It Right For You?

Friends, State Bank of India (SBI) is our own bank, isn’t it? It is a government bank and also trustworthy. SBI always brings some great scheme for its customers, especially for investment. And when it comes to investment, the name of Fixed Deposit (FD) comes first. SBI also offers many great schemes in FD, and one of them is SBI Amrit Kalash FD Scheme.
SBI’s New FD Scheme 2025: Amrit Kalash
If you are also thinking of getting FD in SBI and want your money to be deposited for a long time, then SBI Amrit Kalash FD Scheme is for you. This scheme is for those who want to invest in fixed deposit for a long period.
In this FD scheme, you have to deposit money for a full 400 days. And the best part? When this period is completed, you will get tremendous returns! Let’s know more about this scheme in depth, like what is the interest rate and all other details.
What is SBI Amrit Kalash FD Scheme?
SBI Bank has always been bringing different types of FD schemes, in which people invest a lot of money and earn good profits. SBI Amrit Kalash FD Scheme is also another great scheme in the same series. It is also called 400 days FD scheme. In this scheme, you get more interest than other FD schemes.
Interest rate in SBI Amrit Kalash FD Scheme
Now let’s talk about the interest rate, which is most important. If you invest in SBI Amrit Kalash FD Scheme, then you have to deposit money only for 400 days. On this, common people will get 7.10% interest, and senior citizens will get 7.60% interest. The specialty of this FD scheme is that more interest and returns are available in less time.
How much money can you invest?
In SBI Amrit Kalash FD Scheme, you can start investing with a minimum of Rs 1,000. And if you are thinking of investing more, then you can invest less than Rs 2 crore. In this FD scheme, you have to deposit the money in one go. And yes, you can apply for this scheme of SBI online as well as by visiting the bank.
How much will you get in 400 days if you invest Rs 4 lakh?
Suppose, if a senior citizen invests Rs 4 lakh in SBI Amrit Kalash FD scheme for 400 days, then the bank will give him 7.60% interest. According to this, in 400 days, he will get Rs 34,195 only in interest. And when the FD matures, he will get a total of Rs 4,34,195! Isn’t it great?