₹5000 Every Month and Daughter’s Wedding Worries Gone! Sukanya Samriddhi Yojana Will Give ₹2.7 Million Return
Nowadays every parent is worried about their children’s future, isn’t it? Especially those who have daughters in their house, they are even more worried. The expenses of marriage and education are not a small matter! That is why the government has come up with a great scheme for daughters – Sukanya Samriddhi Yojana. This scheme will make your daughter’s future absolutely bright!
What is Sukanya Samriddhi Yojana?
Understand that Sukanya Samriddhi Yojana is a gift from the government to daughters. Its purpose is that every daughter of the country can stand on her own feet and her future is completely safe. In this scheme, you can deposit a little money for your daughter and when she grows up, this money will be very useful for her.
Who can open an account?
If your daughter is less than 10 years old, then you can open a Sukanya Samriddhi Yojana account in her name. You can open this account in any government bank or post office. Not just daughters, even if you have twin daughters, you can open separate accounts for them!
How much money do you need to deposit?
In this scheme, you can start with a minimum of Rs 250. And the maximum amount? You can deposit up to Rs 1.5 lakh in a year. You have to deposit this money for 15 years, but the scheme will mature in 21 years. And the best part is, if you deposit Rs 1.5 lakh every year, you will also get income tax exemption! You will also save tax under section 80C, just like icing on the cake!
How much will you get if you deposit Rs 5000 every month?
Suppose, your daughter is just 1 year old and you deposit Rs 5000 every month. That is, Rs 60,000 per year. In 15 years, you deposited Rs 9 lakh. The government will give you 8.2% interest on this. Yes, the interest rate is 8.2% right now! <sup>[1]</sup> So after 15 years, you will get around Rs 18,71,031 in interest only! And when the scheme matures in 21 years, you will get a total of around Rs 27,71,031! Isn’t it amazing?
Benefits galore:
Daughter’s future secured: Tensions over daughter’s education and marriage are over.
Good interest: 8.2% interest rate, which is very rare these days. <sup>[1]</sup>
Tax savings: You will also get income tax exemption.
Start with a small amount: You can open an account with just Rs 250.
So what are you waiting for? Open a Sukanya Samriddhi Yojana account in your daughter’s name today and secure her future! You can also contact your bank or post office for more information.
Note: Interest rates may change from time to time, so before opening an account, get the latest information from the bank or post office. The information we have given here is as of February 2025.
