Sukanya Samriddhi Yojana (SSY) will help you fulfill your daughter’s dreams. This is a special savings scheme of the Government of India, which reduces the worry of education and marriage of daughters. Prime Minister Narendra Modi launched this scheme on 22 January 2015, and today it is one of the most popular savings schemes in the country.
Special features of SSY:
For daughters: This scheme is specially designed for daughters.
Government scheme ️: This is a government scheme, so your money is completely safe.
High interest rate: In this scheme, you get more interest than bank FD.
Tax exemption: You also get income tax exemption by investing in this scheme.
Long term savings ⏳: This scheme matures after 21 years, which creates a good fund for your daughter’s future.
Who can open an account?
Parent or legal guardian of a daughter under 10 years of age.
An account can be opened for a maximum of two daughters in a family.
Special exemption is available in case of twin daughters.
How much can you invest?
You can deposit a minimum of ₹250 and a maximum of ₹1.5 lakh every year.
You have to invest for 15 years, and the account will mature after 21 years.
How much interest will you get?
The interest rate given by the government is 7.6% (current). This rate keeps changing from time to time.
If you deposit ₹1.5 lakh every year, then after 21 years you can get up to ₹65 lakh.
How to open an account?
You can open an account by going to any bank or post office.
You have to submit the daughter’s birth certificate, parents’ identity card and residence certificate.
Benefits of SSY:
Safe investment: This is a government scheme, so your money is completely safe.
High interest rate: In this scheme, you get more interest than bank FD.
Tax exemption: By investing in this scheme, you also get income tax exemption.
Long term savings: This scheme matures after 21 years, which creates a good fund for your daughter’s future.
SSY: A golden opportunity to make daughters’ dreams come true! ✨
If you want to make your daughter’s future secure and happy, then Sukanya Samriddhi Yojana is the best option for you. Visit your nearest bank or post office today to get more information about this scheme and give wings to your daughter’s dreams!