WrittenBy: Sam

Atal Pension Yojana: Get ₹5000 Monthly Pension with Just ₹210 Investment

Government's Atal Pension Yojana provides ₹5000 monthly pension for life after 60. Secure retirement with small monthly contributions starting at ₹210.

Overview

Open to Indians aged 18-40 years. Must have savings account and not be an income taxpayer. Designed for unorganized sector workers.

Eligibility

Start with just ₹7 daily (₹210/month) at age 18 to get ₹5000/month pension later. Higher contributions yield greater pension amounts.

Investment

Guaranteed lifelong pension, spouse coverage after death, and nominee benefits. Government co-contributes 50% (max ₹1000/year) for 5 years.

Benefits

Minimum 20 years contribution required. Pension starts at 60 regardless of when you joined (between 18-40 years).

Duration

Government-backed scheme ensures financial safety in old age. Pension amount remains fixed as per chosen contribution plan.

Security

Enroll through any nationalized bank or post office. Submit APY form with Aadhaar, mobile & bank details.

Process

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